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Individual Retirement Accounts (IRAs) dominate the retirement savings market. They offer a retirement savings account with probable tax-savings. Most Americans diversify their IRA assets between stocks and bonds. However, in recent years, the Self-Directed IRA emerged...

Throughout history, people acquire and hold gold for a variety of financial reasons. For some, holding gold is a hedge against inflation, insurance against a declining U.S. dollar, and a form of protection in the light of political uncertainty. Regardless of the...

It sounds too good to be true. Seniors receive a call offering them a free medical alert system. After they agree to the free shipment, another call requests some confirmation information, such as bank account information, credit card numbers, and/or Social Security...

The annual update from the Social Securities Trustees published at the end of May turned out to be better news than was expected. They have projected an emptying date of 2033 for the Trust Funds’ with some improvements in the Trustees’ projection methods that have...

It’s no secret that most Americans don’t have faith in the social security system to take them thorough their golden years. Ideally one begins saving for retirement with the first paycheck from their first job, but we also understand how unrealistic for that to...

Retirement requires a good deal of attention to be a successful venture; especially when it’s right around the corner. In a recent report from interest.com, retirees will need about 70 percent of their working income in order for their retirement to be comfortable,...

With the economy back on the rise, and confident buyers presenting themselves, it’s not hard to understand why there has been a surge in baby boomers are selling their businesses in preparation for retirement. In the first quarter of 2013, we have seen a jump of 56...

As we age, our body lets us know. Aches, pains, and feelings of lethargy are common ailments of the over 50 crowd. However, it is never too late to modify your behavior to improve your health and well-being. If you are starting out anew on an exercise program, it is...

An Individual Retirement Account, commonly called an IRA, is a way for people to save for retirement while often receiving specific tax advantages. IRAs are offered by many financial institutions and come in a variety of types, including Traditional IRA, Roth IRA, SEP...

It is unlikely that many of us plan for a job hunt after age 50. By that time, we think, we’ll be situated in a dream job and moving towards retirement. However, as corporate America down-sizes and economic pressures force workers to make tough choices, many Americans...

As Americans draw nearer and nearer to retirement, most of find themselves pondering the appropriate age to step away from our daily grind. For the past couple decades, the standard age of retirement was 65, but more and more Americans are planning on staying in the...

The biggest issue faced by retirees is running out of money. Even if you’ve saved wisely over the years, you just do not know how long you will live and if your money will last. However, depending upon your financial situation, there are predictable sources of income....

Saving and investing money is the foundation of retirement planning. However, while saving is critical, it is only part of the picture. To have a successful retirement, it is also important to understand your projected retirement lifestyle as well as to calculate your...

You are ready to retire, but maybe the traditional lifestyle of casual lunches, golf courses, and games of bridge aren't how you want to spend your golden years. As baby boomers move into retirement, there is a growing variety of retirement communities available to...

There are over 70 million baby boomers in the United States. This large group is less healthy than their parents’ generation, but with a longer life expectancy. They are faced with a litany of health issues, including heart disease, high blood pressure, hypertension,...

Each year, dozens of books, websites, videos, and magazine articles are devoted to investing. But what is investing? Most of us think of investing as putting money into financial products that provide growth and income. However, investing encompasses much more than...

Each year, more retirees decide to forego using a financial adviser or large investment firm and attempt to manage their retirement savings themselves. This trend reflects a distrust of financial agents and an increased sense that to do something ‘right’ requires one...