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Check Book IRA
Unlimited Investment Options. Total Investment Control.
You’ve come to the right place if…
The Stock Market has you scared and you want more investment options than what Wall Street has to offer.
You want to buy Real Estate or Tax Liens with your IRA but your Custodian is too limiting. You need a change.
You have a Self Directed IRA but your Custodian is slow, limiting and costly. You want speed and control.
You want Physical Metals in your IRA, but are unsure what is allowed.
In your research all you seem to get are salespeople trying to get your info. You really want to talk to an expert.
You want a knowledgeable, experienced, responsive and reputable firm handling your IRA.
You’ve come to the right people too…
States With Clients
Countries With Clients
Perfect Google Business Rating
A+ BBB rating
We Offer Three Types of Check Book Control Accounts
There are some differences but they all offer the control you seek
UNLIMITED INVESTMENT OPTIONS
With the exception of life insurance, collectibles and a few family members, you may invest in anything and with anyone. No longer are you stuck with only what the Custodian offers.
YOU HAVE THE NEED FOR SPEED
Have the TOTAL authority to INSTANTLY approve all investments, all checks and other documents necessary for investments. You will be eliminating hassle and saving time as well as MONEY.
MANAGE REAL ESTATE HOLDINGS
If you add Real Estate to your portfolio, you’ll save on manager fees. Imagine being able to meet with renters, collect rents, and make minor repairs and improvements. Stay in control and save money!
COMBINE MOST ACCOUNTS
Combine almost all of your IRAs or other retirement accounts into one Self-Directed CheckBook account. Reduce paperwork, stress and IRA fees. Increase investment firepower.
SAVE ON YOUR ANNUAL FEES
Most would be shocked if they knew how much their account is being charged annually. Our annual fees are generally only around $200, regardless of the value of the account.
LOCAL BANKING FREEDOM
Since these accounts are either Trust accounts or Business LLC accounts, your funds now can be held locally, in most cases, You are not limited to faraway big brokerage firms.
EASY, INEXPENSIVE MAINTENANCE
There is very little, if any annual reporting, and NO tax returns to file in most cases. No minutes, officers or meetings or voting is required. Bookkeeping is at a minimum.
INVEST IN WHAT YOU KNOW
Do you have areas of expertise? You will no longer be limited to just the Stock Market. Real Estate, Loans, Joint Ventures, Partnerships and more. These are just some of the opportunities that await.
PHYSICAL PRECIOUS METALS
No more paper precious metals or ETFs. Use your retirement funds to buy physical gold and silver.
Know
Which
Structure
is Right
for You
Know
Which
Structure
is Right
for You
This is the set up that started a revolution. It is less expensive and much more powerful than a simple Self Directed IRA. The Check Book IRA® option has been available since 1996, but most custodians have done a good job keeping it a secret. By having a custodian that has nothing to sell you and adding an LLC, you can have instant investment control to go outside the typical Wall Street type investments.
How does it work?
- Your accounts are moved to our Self-Directed Custodian.
- We form a single member LLC or Revocable Trust. Your IRA will be the 100% owner.
- Our Custodian names you the manager in the Operating Agreement. If using the Trust, you will be the Trustee. It is the LLC or Trust doing the investing now.
- You as Manager have INSTANT and TOTAL control of the LLC.
- All profits stay in the LLC and are owned by your IRA.
- There are generally no tax returns to be filed.
- As a manager or Trustee, you are armed with an Operating Agreement or Certificate of Trust that allows you the investment freedom you long for. No need to chase down permission from the custodian; you already have permission in your hand!
You open bank accounts wherever you wish as manager or trustee. Manage the assets, including rentals. Take Control!
You’ll eliminate transaction fees by using the LLC or Trust. Now you can react with lightning speed.
The Instant Control has made it very popular with Real Estate investors, Trust Deeds and Note buyers and Tax Lien investing.
Once your LLC or Trust is funded, you can bypass transaction fees and only pay a small Annual Custodial Fee.
We’ve been the leader for years in this structure. Our attorney, the late Debra Buchanan pioneered the setup. We sent her to Washington DC to quiz the Department of Labor and as a result we’ve been the leading provider for years.
In August 2012, the US Patent Office issued us the Trademark rights to the name Check Book IRA.
Go with the Original, go with Check Book IRA®
This is the set up that started a revolution. It is less expensive and much more powerful than a simple Self Directed IRA. The Check Book IRA® option has been available since 1996, but most custodians have done a good job keeping it a secret. By having a custodian that has nothing to sell you and adding an LLC, you can have instant investment control to go outside the typical Wall Street type investments.
How does it work?
- Your accounts are moved to our Self-Directed Custodian.
- We form a single member LLC or Revocable Trust. Your IRA will be the 100% owner.
- Our Custodian names you the manager in the Operating Agreement. If using the Trust, you will be the Trustee. It is the LLC or Trust doing the investing now.
- You as Manager have INSTANT and TOTAL control of the LLC.
- All profits stay in the LLC and are owned by your IRA.
- There are generally no tax returns to be filed.
- As a manager or Trustee, you are armed with an Operating Agreement or Certificate of Trust that allows you the investment freedom you long for. No need to chase down permission from the custodian; you already have permission in your hand!
You open bank accounts wherever you wish as manager or trustee. Manage the assets, including rentals. Take Control!
You’ll eliminate transaction fees by using the LLC or Trust. Now you can react with lightning speed.
The Instant Control has made it very popular with Real Estate investors, Trust Deeds and Note buyers and Tax Lien investing.
Once your LLC or Trust is funded, you can bypass transaction fees and only pay a small Annual Custodial Fee.
We’ve been the leader for years in this structure. Our attorney, the late Debra Buchanan pioneered the setup. We sent her to Washington DC to quiz the Department of Labor and as a result we’ve been the leading provider for years.
In August 2012, the US Patent Office issued us the Trademark rights to the name Check Book IRA.
Go with the Original, go with Check Book IRA®
If the Check Book IRA was the trailblazer and the Cadillac of all plans, the Self-Sponsored Check Book 401(k) is the Rolls Royce.
Especially designed for the Self-Employed, it allows more flexibility and contribution limits far exceeding anything you could get with an IRA.
You must be making an ongoing effort to receive Self Employment Income (1099). If you don’t have any Self Employment Income, read here for ideas on how to qualify anyway.
The Self Sponsored Check Book Solo 401(k) has some definite advantages
- You are allowed to be your own Custodian/Trustee
- The retirement of your Spouse or Partner may be included
- You may borrow personally up to $50,000 from the plan
- NO UDFI when using leverage buying Real Estate
- An LLC is NOT required for control but may be added
- The plan can even be set up with a sole proprietor
The Solo 401(k) is amazing. It will allow you to make annual pretax contributions up to $54,000 and $60,000 if you are over 50. If you are a couple, that means you have up to $120,000 annually that could go into a plan that gives you instant checkbook control over your investments.
It doesn’t take very long to get set up either. Once you decide to get started, we create the plan and register it with the IRS.
Next, you, as Trustee, open a bank account in the 401(k)’s name and arrange for the rollover/transfer of your retirement accounts (with the exception of Roth IRAs) into the new plan.
As the Trustee of the 401(k), you now have total authority over the plan: what it invests in, how much you contribute each year, the movement of other retirement accounts over to the new plan, etc.
Very little reporting is required.
If the Check Book IRA was the trailblazer and the Cadillac of all plans, the Self-Sponsored Check Book 401(k) is the Rolls Royce.
Especially designed for the Self-Employed, it allows more flexibility and contribution limits far exceeding anything you could get with an IRA.
You must be making an ongoing effort to receive Self Employment Income (1099). However, you only need to earn $500 per year to qualify. If you don’t have any Self Employment Income, read here for ideas on how to qualify anyway.
The Self Sponsored Check Book Solo 401(k) has some definite advantages
- You are allowed to be your own Custodian/Trustee
- The retirement of your Spouse or Partner may be included
- You may borrow personally up to $50,000 from the plan
- NO UDFI when using leverage buying Real Estate
- An LLC is NOT required for control but may be added
- The plan can even be set up with a sole proprietor
The Solo 401(k) is amazing. It will allow you to make annual pretax contributions up to $54,000 and $60,000 if you are over 50. If you are a couple, that means you have up to $120,000 annually that could go into a plan that gives you instant checkbook control over your investments.
It doesn’t take very long to get set up either. Once you decide to get started, we create the plan and register it with the IRS.
Next, you, as Trustee, open a bank account in the 401(k)’s name and arrange for the rollover/transfer of your retirement accounts (with the exception of Roth IRAs) into the new plan.
As the Trustee of the 401(k), you now have total authority over the plan: what it invests in, how much you contribute each year, the movement of other retirement accounts over to the new plan, etc.
Very little reporting is required.
Get a FREE Guide
At Check Book IRA, we pride ourselves in helping people find the right solution to achieve their investment objectives.
We’ve published a free guide that will walk you through the basics of the Checkbook IRA LLC and Solo 401(k) structures along with pricing and an application link.
Get a FREE Guide
At Check Book IRA, we pride ourselves in helping people find the right solution to achieve their investment objectives.
We’ve published a free guide that will walk you through the basics of the Checkbook IRA LLC and Solo 401(k) structures along with pricing and an application link.
Talk to an Expert Today.
Call 1-800-482-2760
We Can
Help You
Make the
Right Choice
We Can
Help You
Make the
Right Choice
THE MOST EXPERIENCED
Knowledge is important but you also need experience. We can help you set up an IRA LLC or Trust. Our client stories page is full of various types of structures and investments our clients use.
WE ARE EDUCATORS
Our Checkbook IRA University is crammed full of great information in the form of articles, blogs, legal rulings, investment examples and videos. We spend a great deal of time with each client. We produce an informative newsletter as well as an entire YouTube Channel. After setup, you can always contact us if you need help.
SPOTLESS REPUTATION
Our company has maintained a perfect record with the Better Business Bureau, and as a result we have an A+ BBB rating. You want a reputable firm handling the setup of your IRA LLC, IRA Trust, or Solo 401(k). Our Customer Service is second to none. Read what our satisfied clients are saying about us.
CUSTOMER SERVICE
A knowledgeable, experienced staff is not much good if you can’t contact them or they won’t return your calls. We’re always here to help however we can.
THE MOST EXPERIENCED
Knowledge is important but you also need experience. We can help you set up an IRA LLC or Trust. Our client stories page is full of various types of structures and investments our clients use.
SPOTLESS REPUTATION
Our company has maintained a perfect record with the Better Business Bureau, and as a result we have an A+ BBB rating. You want a reputable firm handling the setup of your IRA LLC, IRA Trust, or Solo 401(k). Our Customer Service is second to none. Read what our satisfied clients are saying about us.
WE ARE EDUCATORS
Our Checkbook IRA University is crammed full of great information in the form of articles, blogs, legal rulings, investment examples and videos. We spend a great deal of time with each client. We produce an informative newsletter as well as an entire YouTube Channel. After setup, you can always contact us if you need help.
CUSTOMER SERVICE
A knowledgeable, experienced staff is not much good if you can’t contact them or they won’t return your calls. We’re always here to help however we can.
Contact Us
Real People, Real Stories, Real Successes
I met Steve Sheppherd on a golf course in 2010. We talked about his company CheckBook IRA and the idea of a self directed IRA. I was sold immediately. I had my entire IRA in the stock market but never really felt comfortable there. I just didn’t understand the market or trust it.
My expertise was in real estate. Steve showed me how I could buy and sell real estate, have rental properties and do hard money loans with my retirement money. He helped me set up my LLC and walked me through the entire process.
Today my IRA has grown substantially and I’m comfortable in what I’m investing.
If you’re on the fence about doing a self directed IRA, contact Steve or Jordan and talk to them. You won’t find anyone more straight forward or honest.
Setup was very easy. I was able to call [Steve] and Jordan even on a weekend and got some answers on how to actually proceed and felt that it was professionally done. It wasn’t hard to do by any means. It didn’t take a lot of time. The information that was set up was very self-explanatory. I did have a few questions like I said, and I was able to get answers even on a weekend. So I found it really an easy process to get it setup and done.
[The staff] has been fantastic. I can call and talk to somebody right away. I can ask, what seems to me, maybe a mundane question but never is to the person on the other end. It’s immediate satisfaction of what my needs are at that particular time and great responsiveness. And really, really good information.
I wish I had found Checkbook IRA before I signed up with another facilitator!
I was happy enough with the person who set up my Checkbook IRA until I began asking questions and then would get excuses of family problems, being away, and broken promises of getting back to me.
Jordan of Checkbook IRA was so fantastic – answering my questions, even if I didn’t sign up with him. If I could, I would love to switch to him but his ethics would not allow that.
Even so, Jordan is willing to answer and guide me so I stay in compliance with my IRAs – without charging me for anything!
He is truly a good soul, and I would highly recommend him and his company to anyone wanting to open their Checkbook IRA.
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