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Most Americans do not contribute to an Individual Retirement Account (IRA) and many lack an understanding of how IRAs work and why they might be advantageous. Given that an IRA can offer some tax relief while also strengthening your retirement savings, spring is a...

You have done some financial planning and have jumped through the hoop of opening an traditional Individual Retirement Account (IRA) as a way to reduce your tax burden today and save for retirement. However, once your account is open you must consider how to invest...

An excellent rule-of-thumb as you plan for retirement is to re-evaluate your personal finances at least once a year. What better time for a clean start than springtime? As April showers give way to May flowers, follow a few simple guidelines to keep your financial...

Life is rich and brings with it both hard work and the desire to experience more of the world. The proverbial bucket list is our culture’s container of those places, people, and experiences that we’d like to be a part of in our lifetime. The bucket list can contain is...

Older Americans are increasingly finding themselves in the job search process. They may have lost their job to downsizing or reorganization, or they may have retired early but want a supplementary income. However, the current job market is tough on older Americans. If...

Retirement is part of the American dream and yet many Americans are not saving enough to have a secure financial future. Here are some key points to consider in order to gain more financial security: Planning Know where you are financially and where you need to be at...

A common issue for many aging adults is that they know they will benefit from an exercise program, but they are unsure of where to begin. As you move towards changing your lifestyle be sure to proceed with a good plan and to use caution to ensure a safe experience....

You have managed your career wisely and you are nearing retirement, but now is not the time to forget the tools that brought you here. Financial management remains an essential component of your retirement. Be sure to keep the following issues front and center as you...

Aging adults can benefit from regular exercise and increased physical activity. Getting started with an exercise program can seem daunting, no matter what the benefits. One approach to fitness is to create a program that incorporates increased physical activities as...

Each day, thousands of Americans are faced with the decision of whether to retire or not. They have worked hard, saved some money, and are now eligible for certain benefits. They may jump right into retirement, but a wiser route would be to look for some of the signs...

As you grow old is critical to maintain an active lifestyle that includes regular exercise. Exercise brings physical benefits as well as an improvement in one’s confidence, mood, and memory. Regardless of your age or current fitness level, you can benefit from...

Hardly a day goes by without a news report alerting us to the sky-high costs of higher education. Parents lie awake at night, wondering how to pay their bills, save for retirement, and fund their child’s college education. A new study, “How America Saves For College,”...

As the American business landscape shifts company-sponsored retirement plans are becoming less common. A recent analysis of census bureau data conducted by the Employee Benefit Research Institute indicates that less than 50% of employed Americans enjoy such a plan. So...

You are retired, but like many people you have concerns about how to stretch your savings. You want to be active and engaged with your time, but how do you keep on budget while maintaining fitness? A healthy body and mind is key to enjoying the fruits of retirement so...

This is part three in a series on preparing for retirement. If you're just joining us, please check out parts one and two to get up to speed. Previously, we looked at how you can get started on planning for your retirement by adding up your current assets to...

Yesterday we discussed a quick way to get started on planning your retirement, regardless of age or how much you have saved. If you missed part one, we certainly recommend that you click here to check out part one and get caught up. We left off after counting up your...