CORONA DEL MAR ( — Sailing off into the sunset may just be a dream for many who still need to work to save.

“If you can start to save in your 20s, that’s fantastic,” said Karen Sarten of Beacon Pointe Advisors.

But the reality is one in three people, according to the reporticon from GOBankingRates, haven’t saved a dime for retirement and that’s looking at across the age spectrum.

Read More…