NextGen: Guarding the Retirement of the Next Generation

By Alisha Bennett

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No matter which side of the political aisle they sit on, most people know that Social Security isn’t necessarily a guarantee for the generations beyond the baby boomers. It isn’t just the millennials who will be given short shrift. (Read more here). Pensions seem to be a thing of the past and retirement savings among the younger generations are generally low. 

However, rather than depending on an inefficient behemoth like Social Security, putting away funds for the future is something that every child’s parents and grandparents should be thinking about. Forget about just saving for college; there are plenty of scholarship programs out there. There are no grants or scholarships available for getting older. 

Instead, taking advantage of ROTH IRAs or Kiddie ROTHs are an excellent way to start a nest egg for your child. Learn more about how you can send them on their way to a brighter and more secure financial future here. It’s an excellent way to teach them the value of not just saving, but rather saving wisely. And of course, when they’re old enough, they can take advantage of the Check Book IRA structure to put those lessons to good use.

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